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we lend
to lenders
we lend to lenders
We've built, backed & scaled from the ground up. Now we're providing the capital for the best lenders to do the same.
From building, to backing.
Founded by Matt Leibowitz (Stake) and Larry Diamond (Zip), Eldium is grounded in founder empathy and driven by operational clarity. We’ve built category-defining businesses and now we back others doing the same.
We know what it's like to raise, build, scale, and serve customers. That’s why we built a capital partner that works the way founders do: customer obsessed, flexible, and focused on the long term.
Capital aligned with
your ambition
your ambition
here to help you grow
We move quickly and think strategically
structures THAT flex with your needs
you won’t need to explain what a CAC/LTV curve is — we get it
HOW WE WORK
Customer obsessed
We love building and shaping great outcomes. We back those with a deep passion & understanding of their customers.
ALWAYS LEARNING
We’re here to learn and grow too - and look to work and invest with those who can push us new heights.
RISK FOCUSED
We're investing our own & our investors capital, so we get deep in the numbers. We choose quality over quantity, backing those who share our passion for the details.
GIVE BACK
We’ve been lucky in our journeys and are excited to reshape warehouse lending for ambitious investors and lenders.
Capital to power progress
We started Eldium to back ambitious credit founders with flexible capital and deep operational understanding.
We provide warehouse facilities tailored to each lender’s model and market, helping them fund and scale their loan books. Our partners span SME lending, consumer finance, BNPL & embedded finance, auto and asset-backed credit, invoice finance, and education or medical lending.
Our capital is designed to move with your business, not against it. Flexible, founder-minded, and grounded in real underwriting insight.
We provide warehouse facilities tailored to each lender’s model and market, helping them fund and scale their loan books. Our partners span SME lending, consumer finance, BNPL & embedded finance, auto and asset-backed credit, invoice finance, and education or medical lending.
Our capital is designed to move with your business, not against it. Flexible, founder-minded, and grounded in real underwriting insight.
From building, to
backing
backing
Founded by Matt Leibowitz (Stake) and Larry Diamond (Zip), Eldium is grounded in founder empathy and driven by operational clarity. We’ve built category-defining businesses and now we back others doing the same.
We know what it's like to raise, build, scale, and serve customers. That’s why we built a capital partner that works the way founders do: customer obsessed, flexible, and focused on the long term.
We know what it's like to raise, build, scale, and serve customers. That’s why we built a capital partner that works the way founders do: customer obsessed, flexible, and focused on the long term.
Every lend we do is built
around three core pillars
QUALITY OPERATORs
We back experienced teams who know their market, a passion for their customers and a focus on risk.
Asset Strength
We dive deep into the underlying collateral, the market segment and the strength of the operator.
Business Model
We understand origination, servicing, unit economics, and risk from the inside out.
Business Model
We understand origination, servicing, unit economics, and risk from the inside out.
Meet the team
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Will Wong
Chief Investment Officer
Will's our Chief Investment Officer. He began his career as an Actuary before moving into finance, lending to large-scale infrastructure projects and then at Goldman Sachs executing complex deals across Sydney and London. A chance train ride with co-founder Matt and an introduction to Larry led to the creation of Eldium, where Will now applies his expertise combining funds management with building trust and alignment with clients. Outside of work, he enjoys playing touch footy with friends.
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Dalya Abromowitz
Investment Director
Dalya is our Investment Director, she is a CFA charterholder and is responsible for originating, underwriting, structuring, and executing loans, while actively monitoring the Fund. With over a decade in credit and fixed income investing, she was part of the founding team of a South African asset manager that grew from $0 to $1.7bn. Dalya has also mastered the fine art of multi-tasking - balancing credit spreadsheets, piano scales, and kids’ schedules, often all in the same day.
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Sahir Nadeem
Chief Technology Officer
Sahir is Eldium’s Chief Technology Officer, driving the company’s technology vision, AI adoption, and scalable system design. With 15+ years across fintech, capital markets, and digital assets, he previously served as CTO of Mighty Partners, building a venture credit platform for emerging tech companies. He has also led technology initiatives at Citi, StoneX, Monoova, Pismo, and Remara. Outside work, he’s a minimalist who enjoys design, curated tech setups, sneakers, and reading on software, AI, and entrepreneurship.
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Justin Lake
Platform and Execution
Justin is our Head of Platform & Execution, overseeing Product, Data, and Finance. A Chartered Accountant with over 20 years of experience, he has worked across major corporates, banks, and non-bank lenders. Throughout his career, Justin has led finance teams, delivered large-scale finance system implementations, and built deep expertise in securitisation and lending. Outside of work, he enjoys running, motorcycling, and spending time with his family.
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DANIELLE SHULKIN
Product and User Experience
Danielle is our Product and User Experience Designer, blending design thinking with data-driven insights to create clear, user-centric solutions. She is responsible for shaping investor experience, strengthening brand identity, and leading the design of seamless onboarding flows, marketing, and communications. When not deep in a messy Figma file, you’ll usually find Danielle tackling her next university deadline.
Meet the team
Will Wong
Chief Investment Officer
Dalya Abromowitz
Investment Director
Sahir Nadeem
Chief Technology Officer
Justin Lake
Platform and Execution
DANIELLE SHULKIN
Product and User Experience
How we work
Customer obsessed
We love building and shaping great outcomes. We back those with a deep passion & understanding of their customers.
ALWAYS LEARNING
We’re here to learn and grow too - and look to work and invest with those who can push us to new heights.
RISK FOCUSED
We're investing our own & our investors capital, so we get deep in the numbers. We're looking for quality over quantity, backing those who share our passion for the details.
GIVE BACK
We’ve been lucky in our journeys and we’re excited to be able to reshape warehouse lending for ambitious investors and lenders.
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Will Wong
Chief Investment Officer
Will's our Chief Investment Officer. He began his career as an Actuary before moving into finance, lending to large-scale infrastructure projects and then at Goldman Sachs executing complex deals across Sydney and London. A chance train ride with co-founder Matt and an introduction to Larry led to the creation of Eldium, where Will now applies his expertise combining funds management with building trust and alignment with clients. Outside of work, he enjoys playing touch footy with friends.
Dalya Abromowitz
Investment Director
Dalya is our Investment Director, responsible for originating, underwriting, structuring, and executing loans, while actively monitoring the Fund. With over a decade in credit and fixed income investing, she was part of the founding team of a South African asset manager that grew from $0 to $1.7bn. Dalya has also mastered the fine art of multi-tasking - balancing credit spreadsheets, piano scales, and kids’ schedules, often all in the same day.
Sahir Nadeem
Chief Technology Officer
Sahir is our Chief Technology Officer, shaping Eldium's technology vision, embedding AI across products, and building scalable, future-ready systems. With 15+ years in fintech, capital markets, and digital assets, he was previously CTO of Mighty Partners, where he built a venture credit platform backing Australia’s next wave of tech businesses. He has also led technology initiatives at Citi, StoneX, Monoova, Pismo, and Remara. Outside of work, Sahir is a minimalist who enjoys design, tech setups, sneakers, and reading on software, AI, and entrepreneurship.
Justin Lake
Platform and Execution
Justin is our Head of Platform & Execution, overseeing Product, Data, and Finance. A Chartered Accountant with over 20 years of experience, he has worked across major corporates, banks, and non-bank lenders. Throughout his career, Justin has led finance teams, delivered large-scale finance system implementations, and built deep expertise in securitisation and lending. Outside of work, he enjoys running, motorcycling, and spending time with his family.
DANIELLE SHULKIN
Product and User Experience
Danielle is our Product and User Experience Designer, blending design thinking with data-driven insights to create clear, user-centric solutions. She is responsible for shaping investor experience, strengthening brand identity, and leading the design of seamless onboarding flows, marketing, and communications. When not deep in a messy Figma file, you’ll usually find Danielle tackling her next university deadline.